{"id":149,"date":"2009-07-10T07:32:01","date_gmt":"2009-07-10T12:32:01","guid":{"rendered":"http:\/\/stpaulinvestmentdeals.com\/investordeals\/?p=149"},"modified":"2009-07-10T13:33:00","modified_gmt":"2009-07-10T18:33:00","slug":"st-paul-real-estatebuy-housesget-preapproved-prequalified","status":"publish","type":"post","link":"http:\/\/stpaulinvestmentdeals.com\/investordeals\/149\/st-paul-real-estatebuy-housesget-preapproved-prequalified\/","title":{"rendered":"St Paul Real Estate-Buy Houses-Get \u201cPre-Approved\u201d NOT \u201cPre-Qualified\u201d!"},"content":{"rendered":"<p><strong>The Serious Buyer Gets &#8220;Pre-Approved&#8221;!<\/strong><\/p>\n<p>Your finance strength as a buyer and the length of escrow, are critical elements to a seller.<\/p>\n<p>Therefore knowing how to boost your buying strength is an excellent bargaining tool.<\/p>\n<p>The norm in the recent past has been for a buyer to get \u201cpre-qualified.\u201d You\u2019d spend a few minutes on the phone with a lender who asks you a few questions. Based on the answers, the lender pronounces you \u201cpre-qualified\u201d and issues documentation that you can show to a seller.<\/p>\n<p><strong>Sellers are aware that &#8220;Pre-Qualified&#8221; certificates are WORTHLESS! <\/strong><\/p>\n<p>Why? Because none of the information has been verified! Therefore a seller can make a pretty safe better that unknown problems surface while the buyer is getting financed!<\/p>\n<p><strong>To optimize your bargaining tool, make a strong offer by getting \u201cPre-Approved\u201d. <\/strong><\/p>\n<p>This happens AFTER all information has been checked and verified. You are actually APPROVED for the loan and the only loose end is the appraisal on the property. This process takes anywhere from a few minutes to a few days depending on your situation. The effort it will take you as a buyer puts an immense amount of power on your side when you are submitting an offer for you dream home.<\/p>\n<p>Can&#8217;t get pre-qualified? Call me. As an investor we can potentially still place you in a house on the road to ownership while you live in the house!<\/p>\n<p>An INFORMED buyer is a HAPPY buyer!<\/p>\n<p><strong><a href=\"http:\/\/www.buyhousesstpaul.com\/\">http:\/\/www.BuyHousesStPaul.com\/<\/a><\/strong><\/p>\n<p>I\u2019d be happy to set up a FREE consultation with you to help you achieve the dream of home ownership.<\/p>\n<p>Robert Zuniga<br \/>\n<a title=\"http:\/\/www.stpaulinvestmentdeals.com\/\" href=\"http:\/\/www.stpaulinvestmentdeals.com\/\" target=\"_blank\">http:\/\/www.stpaulinvestmentdeals.com\/<\/a><br \/>\n<a title=\"mailto:robert@stpaulinvestmentdeals.com\" href=\"mailto:robert@stpaulinvestmentdeals.com\">robert at stpaulinvestmentdeals.com<\/a><\/p>\n<p>651-343-9940<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Serious Buyer Gets &#8220;Pre-Approved&#8221;! Your finance strength as a buyer and the length of escrow, are critical elements to a seller. Therefore knowing how to boost your buying strength is an excellent bargaining tool. The norm in the recent past has been for a buyer to get \u201cpre-qualified.\u201d You\u2019d spend a few minutes on [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,29],"tags":[12,13],"class_list":["post-149","post","type-post","status-publish","format-standard","hentry","category-st-paul","category-tips","tag-retail-buyer","tag-tips"],"_links":{"self":[{"href":"http:\/\/stpaulinvestmentdeals.com\/investordeals\/wp-json\/wp\/v2\/posts\/149","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/stpaulinvestmentdeals.com\/investordeals\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/stpaulinvestmentdeals.com\/investordeals\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/stpaulinvestmentdeals.com\/investordeals\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/stpaulinvestmentdeals.com\/investordeals\/wp-json\/wp\/v2\/comments?post=149"}],"version-history":[{"count":5,"href":"http:\/\/stpaulinvestmentdeals.com\/investordeals\/wp-json\/wp\/v2\/posts\/149\/revisions"}],"predecessor-version":[{"id":151,"href":"http:\/\/stpaulinvestmentdeals.com\/investordeals\/wp-json\/wp\/v2\/posts\/149\/revisions\/151"}],"wp:attachment":[{"href":"http:\/\/stpaulinvestmentdeals.com\/investordeals\/wp-json\/wp\/v2\/media?parent=149"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/stpaulinvestmentdeals.com\/investordeals\/wp-json\/wp\/v2\/categories?post=149"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/stpaulinvestmentdeals.com\/investordeals\/wp-json\/wp\/v2\/tags?post=149"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}