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St Paul Real Estate – Do NOT be pushed into just ANY house-find the RIGHT house (it’s a buyer’s market!)

July 9th, 2009 · st paul, tips

Today’s buyer’s market means more opportunities for you!

Your agent should show you EVERY property on the market that meets your requirements.

Don’t make a decision on a house until you feel that you’ve seen enough homes to make an EDUCATED decision.

Ask your agent to go through the Multiple Listings on the computer WITH YOU, so you know you’re getting a COMPLETE list of homes for sale and not just the home that the agent “wants” to show you.

With current market trends houses are sitting on the market longer, so chances are you don’t need to make an offer on the spot unless the home is significantly under priced.

However, you must keep in mind, if you wait too long there is always a chance of the house selling before you have made your offer.

If you really like the house, get an offer written and make sure your agent informs the listing agent to be expecting an offer from you.

Often the listing agent will inform your agent if there are other offers on the table.

An INFORMED buyer is a HAPPY buyer!

http://www.BuyHousesStPaul.com/

I’d be happy to set up a FREE consultation with you to help you achieve the dream of home ownership.

Robert Zuniga
http://www.stpaulinvestmentdeals.com/

 

 

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St Paul Real Estate-$8000 Federal Tax Credit Explained-First Time Home Buyer

July 8th, 2009 · st paul, tips

Video link with National Association of Home Builders (NAHB) Tax Economist Robert Dietz discussing the Home Buyer Tax Credit

A tax credit of up to $8,000 is now available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009. Unlike the tax credit enacted in 2008, the new credit does not have to be repaid.

The dates: on or after January 1, 2009 and before December 1, 2009. Make sure you close before the December 1, 2009 deadline.

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Shout out to: Jay Thompson where he has more information posted & Maureen Francis for sharing her great internet finds

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Contact me, Robert, at 651-343-9940,

I am here for all of your real estate needs.

I’d be happy to set up a FREE consultation with you to help you achieve the dream of home ownership.

http://www.buyhousesstpaul.com/

New properties come up for sale made available to me through my network of investors. For FREE access to these opportunities, feel free to call me (651-343-9940) for the latest updates. One of which may be the home of your DREAMS! I am here for all of your real estate needs. I’d be happy to set up a FREE consultation with you to help you achieve the dream of home ownership.

Robert

Robert Zuniga
Investor Catalyst
2355 Fairview Ave N 106
St Paul, MN 55113
651-343-9940

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St Paul Real Estate-Houses Area Cities Defined

July 7th, 2009 · help, st paul

Saint Paul is also known as

  • Apple Valley,
  • Arden Hills,
  • Dellwood,
  • Eagan,
  • Falcon Heights, Falcon Hgts,
  • Fort Snelling,
  • Landfall Village, Landfall Vlg,
  • Lauderdale,
  • Little Canada,
  • Mahtomedi,
  • Maplewood,
  • Mendota Heights, Mendota Hts,
  • Mounds View, Moundsview,
  • New Brighton, New Brighton Old,
  • No Oaks, North Oaks,
  • N Saint Paul, North Saint Paul, North St Paul,
  • Oakdale,
  • Pine Springs,
  • Roseville,
  • Shoreview,
  • Sunfish Lake,
  • Vadnais Heights, Vadnais Hts,
  • W Saint Paul, W St Paul, West Saint Paul, West St Paul,
  • White Bear Lake, White Bear Lk, White Bear Township, White Bear Tp,
  • Woodbury.

    • http://www.StPaulInvestmentDeals.com for main page

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    St Paul Real Estate-House Buyers–Help is just a click or phone call away!

    July 6th, 2009 · help, st paul

    I want you to know it is our goal here at Investor Catalyst to help people find the home of their dreams.

    We do this by educating all of our clients about the home buying process.

    Here are just a few of the ways we can help you:

    1. We can help you find the best possible financing
    2. We will help find a property below market value
    3. We can educate you so you make the right decisions during your house hunting.
    4. If you’re interested in investment properties we can help you get started

    Contact me at 651-343-9940, I am here for all of your real estate needs. I’d be happy to set up a FREE consultation with you to help you achieve the dream of home ownership.

    Robert

    Robert Zuniga
    Investor Catalyst
    2355 Fairview Ave N 106
    St Paul, MN 55113
    651-343-9940

    http://www.buyhousesstpaul.com/

    New properties come up for sale made available to me through my network of investors. For FREE access to these opportunities, feel free to call me (651-343-9940) for the latest updates. One of which may be the home of your DREAMS! I am here for all of your real estate needs. I’d be happy to set up a FREE consultation with you to help you achieve the dream of home ownership.

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    St Paul Real Estate-Making Offers and Closing the Deal

    July 2nd, 2009 · help, st paul, tips

    When You Find The Home You Want, How Much Should You Offer?

    This is when your real estate broker can help you the most.

    Your Realtor will do a comparative analysis of similar homes in the neighborhood which are currently on the market, under contract, and those that have closed in the recent past.

    They will give usually give you a small range in which they see the home selling for.

    Remember, this figure is a recommendation; the amount you offer is always up to you.

    You need to take into consideration how much the mortgage will be, make sure you can really afford what you are offering.

    How much you really want the home may also affect the price you offer.

    What If Your Offer Isn’t Accepted?

    Well, Offers are very often rejected which doesn’t mean “game over.” They often are!

    But don’t let that stop you.

    You may receive a “counter-offer” from the seller.

    Now you begin negotiating. Your broker will help you.

    There are several terms in the contract that you can adjust in addition to the price to make your offer more appealing.

    Often your Realtor might learn the seller has a specific date they are looking to close on or maybe they would like to see a slightly higher down payment.

    You may have to offer more money, but you may ask the seller to cover some or all of your closing costs or to make repairs that wouldn’t normally be expected. Often, negotiations go back and forth several times before a deal is made.

    So What Will Happen At Closing?

    The closing will usually take place at either your attorney’s office, the seller’s attorney’s office, or in some cases the real estate brokers office.

    The closing agent will have a large stack of papers for you and the seller to sign, he or she will give you an overview of each paper, and you may want to take the time to read each one or consult with your agent about what it is that you’re signing.

    Be sure you have review your “good faith estimate” and have the appropriate amount of funds at closing.

    After that, the keys are your and “welcome home”

    Now is the time to understand all your options when working with a Real Estate Investor (hint: we buy and sell houses with negotiable terms and price).

    http://www.BuyHousesStPaul.com/

    I’d be happy to set up a FREE consultation with you to help you achieve the dream of home ownership.

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