Being prepared to visit your lender will save you a great deal of time and headaches.
Bring with you:
1. Social security numbers for both your and your spouse (if both of you are applying for the loan)
2. Copies of your checking and savings account statements for the past 6 months
3. Evidence of any other assets like bonds or stocks
4. A recent paycheck stub detailing your earnings
5. A list of all credit card accounts and the approximate monthly amounts owed on each
6. A list of account numbers and balances due on outstanding loans
7. Your last 2 years’ income tax statements
8. Contact name of someone who can verify your employment
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Now is the time to understand your options when working with a Real Estate Investor (hint: we buy and sell houses with negotiable terms and price).
http://www.BuyHousesStPaul.com/
I’d be happy to set up a FREE consultation with you to help you achieve the dream of home ownership.
Robert Zuniga
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